87%
of senior level engineers
Neo Bank App Development & Platform Solution
Launch your fintech product with our Neo Bank development services. Our platform supports fiat IBANs, stablecoin wallets, and card issuance, ensuring a fast market entry.
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Features
Neobank App Features
Multi-Currency Wallets
01
Multi-Currency Wallets
Give users the ability to store, manage, and move funds in multiple currencies of their choice. There are no restrictions on currency types—flexibly add any global currency or stablecoins (USDT, USDC) to suit your target markets.
Spending Analytics and Visual Reports
02
Spending Analytics and Visual Reports
Help users understand their finances with intelligent expense categorization. Provide easy-to-read graphs and charts, including geolocation tracking of transactions.
Currency Conversions
03
Currency Conversions
Activate automatic currency conversion for transactions with different currencies. Maintain real-time exchange rates and reduce the difficulty of making international payments.
Essential Bill & Service Payments
04
Essential Bill & Service Payments
Integrate region-specific services for daily payments: electricity, telecommunications internet, and mobile top-ups, etc. Support automation of recurring bills and notifications.
Additional functions
B2+
English proficiency of developers
99%
customer satisfaction
1-2
weeks staffing time
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What we do?
Security Assurance
End-to-End Encryption
Use secure protocols (e.g., HTTPS and TLS) to encrypt communications between the game server, Telegram bot, and client devices, ensuring data integrity and privacy.
OAuth 2.0 for Authentication
Implement OAuth 2.0 in conjunction with Telegram's authentication to verify user identity securely without storing sensitive credentials.
Database Security
Implement SQL parameterized queries to prevent injection attacks, encrypt sensitive data (such as user identifiers), and enable access logging to monitor unusual patterns.
Regular Vulnerability Scans
Use automated tools to scan the application for known vulnerabilities and monitor for potential exploits to respond promptly.
Backup and Disaster Recovery
Regularly back up data and implement disaster recovery protocols to recover from unexpected security incidents.
Our Neobank Platform is compatible with
Supported Stablecoins
Ethereum
Polkadot
BSC
Polygon
Optimism
CELO
Arbitrum
What clients say
5.0
OmiSoft has been a trusted partner of ours for several years, and their exceptional professionalism continues to impress us. Their thorough selection process and strong company culture consistently result in highly skilled engineers who seamlessly integrate into our projects. Honestly, we can’t imagine the industry without OmiSoft.
Chiara Russo
CEO @Codemotion
5.0
5.0
Omisoft provides excellent software development resources, offering great access to a pool of skilled developers, QA analysts, and project managers for product development. They stand out due to their speed, competitive pricing, and ability to build long-term relationships. The team is committed, supportive, and communicates effectively through emails, messages, and in-person meetings
Serhii Soroka
Head of Account Management @8 allocate
5.0
5.0
OmiSoft's expertise and focus on automation helped us optimize systems and reduce costs. Their professionalism and strategic approach brought lasting improvements to our operations.
Yehor Havrylenko
CEO & Founder at Umbrelly
5.0
5.0
OmiSoft demonstrates exceptional clarity in communication and efficiency in delivery. Their team’s dedication and results-driven approach exceeded our expectations.
Vitaliy Basiuk
CEO at EvaCodes
5.0
5.0
At Kitrum we highly recommend OmiSoft for development hiring and white-label projects. Their talented developers deliver high-quality work, demonstrating both technical expertise and adaptability to our project needs. OmiSoft's commitment to timely delivery and transparent communication has made them a reliable partner that significantly enhances our collaborative efforts.
Vlad Kutainyk
CEO @Kitrum
5.0
5.0
OmiSoft impressed us with their technical expertise and reliability in meeting deadlines. Their team worked smoothly with ours, delivering high-quality solutions that helped us reach our goals on time.
Stas Nartov
CEO & Founder at Cliqbird
5.0
Our Neobank Development Process
Building a digital banking platform requires much more than mobile development. Payment infrastructure, compliance, wallet technology, and user onboarding all need to work together seamlessly. Our neobank development process is designed to reduce launch risks, accelerate time to market, and provide the flexibility required for modern fintech products.
Our Process
Integration Flow
Our neobank development process combines banking infrastructure, payment integrations, compliance tools, and white label customization to help fintech companies launch digital banking products significantly faster than traditional software development approaches.
Banking Infrastructure Setup
Fiat account infrastructure configuration
Multi-currency wallet activation
Payment corridors setup
Supported currencies definition
Payment & Card Integrations
Visa or Mastercard issuing integration
SEPA and SWIFT payment setup
Currency exchange provider connection
Peer-to-peer transfer configuration
Compliance & Security Layer
KYC provider integration
AML monitoring configuration
Fraud prevention setup
User verification workflows
White Label Customization
Brand identity implementation
Mobile app customization
User onboarding configuration
Product and account setup
Production Launch
Infrastructure validation
Final testing procedures
Production deployment
Customer onboarding launch
Supports Fiat & Stablecoins
Visa & Mastercard Ready
KYC & AML Integrated
Our Solutions for You
Why Choose OmiSoft for Neobank App Development
Launching a neobank requires much more than mobile application development. Payment infrastructure, compliance, card issuing, transaction security, and financial integrations all need to work together seamlessly. OmiSoft combines fintech expertise with production-ready banking infrastructure to help startups and financial institutions reduce launch risks and accelerate time to market.
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FAQ
Frequently asked questions
Who is this solution for?
It fits Fintech startups, traditional banks, payment companies, influencers, and businesses looking to enter the digital banking space quickly and cost-effectively.
What features does your neobank platform include?
Our platform can include account management, virtual/physical cards, payment processing, transaction history, KYC/AML, user onboarding, mobile/web apps, admin dashboard, and API integrations.
Can we customize the design and features?
Yes. The platform is fully customizable — from branding (logos, colors, UX) to specific features or integrations with third-party services.
Do we need a banking license?
Not necessarily. We can integrate with licensed banking partners or help guide you through licensing depending on your region and business model.
How long does it take to launch?
Typically, clients go live within 8–12 weeks. If your project requires a completely bespoke architecture from the ground up, we recommend our neobank app development services for a fully custom build.
How secure is the platform?
Security is built-in at every layer. As a professional financial software development company, we use bank-grade encryption, two-factor authentication, and regular audits to ensure PCI DSS compliance and data protection.