Neo Bank App Development & Platform Solution

Launch your fintech product with our Neo Bank development services. Our platform supports fiat IBANs, stablecoin wallets, and card issuance, ensuring a fast market entry.
Request a Demo
White label neobank solution 1 image

Features

Neobank App Features

White label neobank solution 7 image

Multi-Currency Wallets

Give users the ability to store, manage, and move funds in multiple currencies of their choice. There are no restrictions on currency types—flexibly add any global currency or stablecoins (USDT, USDC) to suit your target markets.

Additional functions

  • Instant Peer-to-Peer Transfers
  • Visa/MasterCard Issuing
8
Weeks to Launch
100%
White-Label
90%
Faster Delivery
$25K
Starting Price

Launch your own Neobank App!

Got an idea but no one to implement it fast?
Contact us and we'll get back to you within 24 hours.
Contact us right now!

What we do?

Security Assurance

End-to-End Encryption

Use secure protocols (e.g., HTTPS and TLS) to encrypt communications between the game server, Telegram bot, and client devices, ensuring data integrity and privacy.

OAuth 2.0 for Authentication

Implement OAuth 2.0 in conjunction with Telegram's authentication to verify user identity securely without storing sensitive credentials.

Database Security

Implement SQL parameterized queries to prevent injection attacks, encrypt sensitive data (such as user identifiers), and enable access logging to monitor unusual patterns.

Regular Vulnerability Scans

Use automated tools to scan the application for known vulnerabilities and monitor for potential exploits to respond promptly.

Backup and Disaster Recovery

Regularly back up data and implement disaster recovery protocols to recover from unexpected security incidents.

Our Neobank Platform is compatible with

Supported Stablecoins

What clients say

  • Rated 5 out of 5

    OmiSoft has been a trusted partner of ours for several years, and their exceptional professionalism continues to impress us. Their thorough selection process and strong company culture consistently result in highly skilled engineers who seamlessly integrate into our projects. Honestly, we can’t imagine the industry without OmiSoft.

    Chiara Russo CEO @Codemotion

  • Rated 5 out of 5

    Omisoft provides excellent software development resources, offering great access to a pool of skilled developers, QA analysts, and project managers for product development. They stand out due to their speed, competitive pricing, and ability to build long-term relationships. The team is committed, supportive, and communicates effectively through emails, messages, and in-person meetings

    Serhii Soroka Head of Account Management @8 allocate

  • Rated 5 out of 5

    OmiSoft's expertise and focus on automation helped us optimize systems and reduce costs. Their professionalism and strategic approach brought lasting improvements to our operations.

    Yehor Havrylenko CEO & Founder at Umbrelly

  • Rated 5 out of 5

    OmiSoft demonstrates exceptional clarity in communication and efficiency in delivery. Their team’s dedication and results-driven approach exceeded our expectations.

    Vitaliy Basiuk CEO at EvaCodes

  • Rated 5 out of 5

    At Kitrum we highly recommend OmiSoft for development hiring and white-label projects. Their talented developers deliver high-quality work, demonstrating both technical expertise and adaptability to our project needs. OmiSoft's commitment to timely delivery and transparent communication has made them a reliable partner that significantly enhances our collaborative efforts.

    Vlad Kutainyk CEO @Kitrum

  • Rated 5 out of 5

    OmiSoft impressed us with their technical expertise and reliability in meeting deadlines. Their team worked smoothly with ours, delivering high-quality solutions that helped us reach our goals on time.

    Stas Nartov CEO & Founder at Cliqbird

Read reviews on Clutch

Our Neobank Development Process

Building a digital banking platform requires much more than mobile development. Payment infrastructure, compliance, wallet technology, and user onboarding all need to work together seamlessly. Our neobank development process is designed to reduce launch risks, accelerate time to market, and provide the flexibility required for modern fintech products.

Discuss Your Project

  1. Product Discovery & Banking Strategy

    Every neobank starts with defining the business model, target geography, supported currencies, and regulatory requirements. During this phase, we identify the required banking infrastructure, payment providers, card issuing partners, and compliance workflows to ensure your neobank platform is built around your business objectives and target market.

    1–2Weeks

  2. Infrastructure & Financial Integrations

    Our team configures the core financial infrastructure that powers your digital banking platform. This includes payment rails, fiat accounts, stablecoin wallets, card issuing providers, foreign exchange services, and transaction processing systems required for a modern neobank application.

    2–4Weeks

  3. Neobank Platform Development

    We customize and extend the neobank platform according to your requirements, including mobile applications, web dashboards, account management functionality, spending analytics, budgeting tools, and payment capabilities. Additional fintech modules can also be integrated based on your business model.

    2–3Weeks

  4. Compliance & Security Implementation

    Security and compliance are critical components of every banking product. During this stage, we integrate KYC and AML providers, configure fraud prevention systems, implement transaction monitoring, and ensure the platform follows financial industry security standards and best practices.

    1–2Weeks

  5. Deployment & Growth Support

    Once testing and validation are complete, the platform is deployed to production environments and prepared for market launch. Our team continues supporting your growth through additional integrations, feature expansion, and infrastructure scaling as your fintech business evolves.

    1–2Weeks

Our Process

Integration Flow

Our neobank development process combines banking infrastructure, payment integrations, compliance tools, and white label customization to help fintech companies launch digital banking products significantly faster than traditional software development approaches.

Discuss Your Project

  1. Banking Infrastructure Setup

    • Fiat account infrastructure configuration
    • Multi-currency wallet activation
    • Payment corridors setup
    • Supported currencies definition

  2. Payment & Card Integrations

    • Visa or Mastercard issuing integration
    • SEPA and SWIFT payment setup
    • Currency exchange provider connection
    • Peer-to-peer transfer configuration

  3. Compliance & Security Layer

    • KYC provider integration
    • AML monitoring configuration
    • Fraud prevention setup
    • User verification workflows

  4. White Label Customization

    • Brand identity implementation
    • Mobile app customization
    • User onboarding configuration
    • Product and account setup

  5. Production Launch

    • Infrastructure validation
    • Final testing procedures
    • Production deployment
    • Customer onboarding launch

Why Choose OmiSoft for Neobank App Development

Launching a neobank requires much more than mobile application development. Payment infrastructure, compliance, card issuing, transaction security, and financial integrations all need to work together seamlessly. OmiSoft combines fintech expertise with production-ready banking infrastructure to help startups and financial institutions reduce launch risks and accelerate time to market.

  1. Faster Time to Market

    Launch your digital banking product in months instead of years.

  2. Flexible Banking Infrastructure

    Support fiat, stablecoins, cards, and international payments from a single platform.

  3. Compliance-Ready Architecture

    Build on infrastructure designed for modern financial regulations.

  4. White Label Ownership

    Launch under your brand while maintaining full control over your product.

  5. Fintech & Web3 Expertise

    Work with engineers experienced in financial products and digital assets.

Contact Us

Share whatever is on your mind so we can work it out together

  • Telegram
  • WhatsApp
  • LinkedIn
Project Budget *
  • Under $10k
  • $10k–$30k
  • $30k–$50k
  • $50k+
How did you hear about us? *
  • Google Search
  • Clutch
  • GoodFirms
  • ChatGPT
  • LinkedIn
  • Reddit
  • Events / Conferences
  • Recommendation
  • Other

Attach files (optional)

or drag and drop here

FAQ

Frequently asked questions

Who is this solution for?

It fits Fintech startups, traditional banks, payment companies, influencers, and businesses looking to enter the digital banking space quickly and cost-effectively.

What features does your neobank platform include?

Our platform can include account management, virtual/physical cards, payment processing, transaction history, KYC/AML, user onboarding, mobile/web apps, admin dashboard, and API integrations.

Can we customize the design and features?

Yes. The platform is fully customizable — from branding (logos, colors, UX) to specific features or integrations with third-party services.

Do we need a banking license?

Not necessarily. We can integrate with licensed banking partners or help guide you through licensing depending on your region and business model.

How long does it take to launch?

Typically, clients go live within 8–12 weeks. If your project requires a completely bespoke architecture from the ground up, we recommend our neobank app development services for a fully custom build.

How secure is the platform?

Security is built-in at every layer. As a professional financial software development company, we use bank-grade encryption, two-factor authentication, and regular audits to ensure PCI DSS compliance and data protection.